Travellers
A trip of days or weeks, booked around flights and plans you have paid for. Cover for emergency medical care, your belongings, and trip cancellation for the serious reasons.
Insurance for the days you actually need it.
We price with licensed local insurers in each market we open, giving you a fair local price.
Opening across 21 destinations.
Who it is for
From anywhere, going anywhere. Three ways people live between countries, one way to be covered.
Nomads
Moving for months, up to a year at a time. Long-stay cover with your laptop, phone and belongings covered against loss and theft, wherever you set up next.
Expats
Relocating for good, with everything that means. Cover from the day you leave, for up to a year at a time, extendable as you settle in.
24/7 claims service, so your claim starts moving the moment it happens.
Cover for your health, your belongings, and your plans.
Keeping you and what you carry safe, wherever you go.
The days this is for
Most days abroad, nothing happens. We price for the other days.
Cover for the essentials, and a level up for the trips where more is riding on it.
Stay protected and connected
Join our in-person events in covered countries, to meet others in your space, connect and network. We do not only protect your health, wealth and assets, we give you a platform to meet other nomads where you are.
Lisbon
Nomad breakfast above the river
Bali
Coworking evening in Canggu
Mexico City
Rooftop meetup in Roma Norte
Chiang Mai
Old town coffee crawl
Our first events open with launch.
What is covered
Honest squares, straight from the policy wording. Our assistants cite the clause behind every one.
Emergency medical care
Necessary emergency treatment when you fall ill or are injured during the trip.
Hospital stays
Hospital admission and medically necessary transport to the nearest suitable hospital.
Your laptop, phone and belongings
Personal effects, including electronics, covered against loss, theft, and damage.
Trip cancellation
Non-recoverable prepaid costs refunded when serious illness, family emergency, or civic duty stops the trip.
Plus cover
Travel delays
A set benefit for each full six hours your journey is delayed, on Plus cover.
24/7 AI-assisted claims
Claims intake at any hour, with the document checklist upfront. A person at the insurer decides.
Policy wording shown is illustrative until launch; the insurer's policy document is always the binding text.
Operations
The team that never sleeps
Elsewhere's day to day is run by three AI assistants. Each has a narrow job, a fixed set of tools, and people above it with the final word.
Ellie
AI assistantA sample exchange
Am I covered for a year away?
Up to 365 days at a time. Tell me your dates and I will read your exact price from the rate book.
Quotes and cover questions
Finds your price by calling the rating engine and explains the cover, citing the exact clause it comes from.
Your price is locked to the insurer's official rates. Nobody, human or AI, can quote you a different one.
Sam
AI assistantA sample exchange
How do I cancel my policy?
I prepare the cancellation and show you exactly what changes. Nothing happens until you confirm.
Your policy, after you buy
Looks up your policy, explains what it means, and prepares changes such as cancellation, always with your confirmation first.
Policy terms are policy terms. Anything unusual goes straight to a person who can actually decide.
Cam
AI assistantA sample exchange
I need to make a claim.
Let us start with the documents your claim needs, so your file reaches the insurer complete.
Claims, from first notice
Takes first notice of your claim, tells you exactly which documents are needed, and files a complete record for the insurer.
Every claim is decided by the licensed insurer. Cam makes sure your file reaches them complete, so it is decided fast.